Gold Coast, Brisbane & Ipswich
Accountants & Advisers
We Understand More Than Just Numbers,

We Understand Life.
A firm that cares about you, not just your numbers.
Keeping you in the driver's seat, without making you do the heavy lifting.
For most people, the real challenge of accounting and financial advice isn’t complexity. It’s having the time, clarity and confidence to stay on top of it.
At BISCosgrove, we help you feel organised, informed and in control of your financial position. With over 30 years of experience, we support clients across the Gold Coast, Brisbane & Ipswich with all their tax, accounting and financial planning needs.Â
For business owners, that extends beyond just compliance. We want to understand your business, identify opportunities, and help you grow with structure and confidence. For individuals and families, it means tailoring advice that considers your big picture: Your goals, your lifestyle, and what matters most to you now and in the future.
Our role is simple. We provide clarity around your obligations, help refine your money goals, and build a financial plan that supports your future without restricting your lifestyle.
We take care of the heavy lifting so you can focus on running your business, enjoying your life, and making confident financial decisions without second-guessing.
Because great advice allows you to enjoy today, while still building for tomorrow.
How Can We Help?
Start your business off strong from day one. With the right structure and clear advice, BISCosgrove guides you through the process of setting up and structuring your business, giving you the best opportunity for long term success.
Move beyond just compliance. At BISCosgrove, we deliver proactive business advice designed to improve your cash flow, identifies opportunities and support measurable and manageable growth in your business.
Tax time can be stressful, but it doesn’t have to be. At BISCosgrove, our experienced accountants prepare your tax return accurately and efficiently, while making sure you understand your tax position and obligations.
Get clarity around your superannuation and make it work harder for your future. From industry funds to SMSFs, our accredited Specialist Advisers help you make informed investment decisions about your super.
At BISCosgrove, we structure your super and assets into a clear, sustainable retirement plan that suits your needs, goals and lifestyle. Plan your next chapter with ease while staying informed and in control every step of the way.
If you’re planning your own will or estate, BISCosgrove puts the right structures in place to ensure your assets are managed and distributed as intended. For executors, we help you navigate the process with clarity and care at every stage.
Our Memberships and Awards
Our Business Accounting Services
Running a business comes with enough moving parts, your finances shouldn’t be one of the things slowing you down.
At BISCosgrove, we go beyond basic accounting and tax returns. We work alongside business owners to provide clear and practical tax, accounting and financial advice that is uniquely tailored for your business, to help you take it to the next level.
Whether you’re looking to grow, need accurate reporting, support with your compliance and obligations, guidance on your next move or improved cash flow and profitability, we’re here to help you make confident, informed decisions.
Why wait? Contact BIS Cosgrove and let our experienced accountants across the Gold Coast, Brisbane and Ipswich help you achieve your financial goals and accelerate your business growth today.
We take care of the numbers, so you can focus on what you do best.
Financial Planning & Advice
Self Managed Super Funds
What Our Clients Say About Us
Industries We Serve
From work-related deductions to alcohol excises, our accountants and advisers across the Gold Coast, Brisbane and Ipswich boast an extensive knowledge of industry-specific tax obligations, individual and small business accounting and financial advice.
With 30 years of experience under our belt, we cater to a range of essential sectors and small businesses. Whether you’re in a suit, scrubs or safety gear, our team offers advice across a full range of different industries!
Meet Our Gold Coast Accounting & Advice Team
Our dedicated team of accountants, advisers and staff are here to help!
We offer a comprehensive suite of accounting services designed to meet your unique business goals and drive your growth.
Contact Our Office
Unlock financial success
Financial success tomorrow starts with the right advice today. Speak to a professional and take control of your financial future.
Get In Touch
Palm Beach Office
Servicing the Gold Coast, Tweed, Northern Rivers & beyond.
Brookwater Office
Servicing Ipswich, Brisbane, Logan, Sunshine Coast & beyond.
Frequently Asked Questions
What is the difference between accountants and financial advisers?
Accountants and financial advisers serve distinct roles within the financial services industry, though their functions can sometimes overlap:
Tax Accountants:
The primary role of our accountants is to maintain financial records, financial reporting and analyse financial statements to provide expert personal and business accounting advice to individuals and small business owners on the Gold Coast.
Accountants also specialise in providing business advice, preparing and lodging income tax returns and business activity statements (BAS), forecasting cash flow, handling some financial matters, auditing procedures, and ensuring regulatory tax compliance
The role of a financial adviser is to provide expert advice on wealth management and financial planning. An Advisor’s area of expertise extends to investment advice, retirement planning, risk management, estate planning, superannuation, insurance advice, and other financial strategies to acheive their clients’ financial goals. Advisors help clients to make informed decisions about their money, aiming to grow their wealth and achieve specific financial objectives.
While both professionals provide valuable financial insights, our accountants traditionally handle the specifics of producing tax returns, financial statements and records, small business accounting, and tax advice. In contrast, our financial advisers focus on investment strategies, wealth creation and broader financial planning for long term success.
How do I find the right business accountants?
Effective business growth relies on finding the right business accountants that align with your unique needs as a business owner. A good accountant has a combination of relevant qualifications, a strong reputation, extensive industry knowledge and experience, a broad service offering, a clear and upfront fee-for-service structure, solid communication and transparency, and a commitment to your business growth and success.
At BISCosgrove, our accountants have over 30 years of experience understanding your specific needs as a business owner. We don’t just understand individual and business accounting, we live and breathe it. We have helped thousands of clients transform their businesses and reach their financial goals.
Should I see an accountant before starting a business?
Absolutely! In fact, even if you don’t plan on starting a business it’s still advisable that you engage the services of an accountant to ensure you are meeting your individual tax obligations and optimising your financial position. Seeing an accountant before starting your business journey is highly recommended.
Our accountants across the Gold Coast, Brisbane and Ipswich have over 30 years of accounting and business experience. We provide guidance on small business structure, setup and advice, potential tax implications, initial financial planning, and regulatory compliance.Â
Their extensive knowledge and deep understanding of tax and accounting, coupled with their small business experience and entity expertise can help you save time, grow your business and minimise tax liabilities. When you engage one of our expert business accountants, you set a strong foundation to ensure you make informed decisions that fosters business growth and sustainability.
Why choose BISCosgrove?
At BISCosgrove, we take a life-first approach to financial advice. Our role goes beyond numbers, it’s about helping you create a life that you love! With over 30 years of industry experience, we understand that your goals extend far beyond dollars and cents. You’re not just planning for a cushy retirement or an investment portfolio – you’re envisioning a future where your goals can flourish, you can experience the world on your own terms, and where your loved ones can share in your success.Â
We’re a firm that believes in the importance of community, family and life. Our contributions to our local community through ways of sponsorships and donations to local businesses, sports clubs, schools and organisations is at the forefront of our business model.
When you are faced with millions of decisions over your lifetime, choosing BISCosgrove will be the easiest one you make. We’re not just accountants and advisors, we’re your partners in building the life you’ve always dreamed of.
How do I get started with your accounting and/or financial planning services?
Want to get started with us?
You can get in touch with us by contacting either of our offices via phone (Palm Beach: (07) 5598 3800, Brookwater: (07) 3333 2510) or email (admin@biscosgrove.com.au), or submitting an enquiry on our Contact page.
One of our staff will get in touch with you to discuss your circumstances and what you are looking for! If we are the right fit for one another, our friendly reception staff will organise an initial meeting with one of our expert accountants or advisors, either in-office or remotely (your choice!).
We can then further discuss your unique circumstances in detail, and commence the onboarding process.
Do you work with businesses or individuals?
Our accountants have an extensive history providing tax, accounting and financial advice not only to individuals, but also to start ups, sole traders, small business owners, medium and big businesses, and all other entities including Partnerships, Trusts, Companies, Estates and Self Managed Super Funds.Â
Whether you’re a sole trader, small business or CEO to a portfolio of companies, no matter your structure or stage in your business journey, we work closely with you to ensure your personal and business needs aren’t just met, but exceeded.
How much do you charge?
At BISCosgrove, we operate on a fee for service model (not commission).
Fees can vary greatly depending on the simplicity or complexity of your needs, as well as the scope of the advice and the services provided.
We recommend speaking with one of our expert accountants or advisors who can assess your individual circumstances and give you a tailored quote. If you are after ongoing advice, payment instalment solutions may also be available to you.
Give us a call today to get started!
What qualifications and certificates do your accountants and advisors possess?
At BISCosgrove, we are a certified CPA practice, registered Tax Agents with the Tax Practitioners Board (TPB), hold our own Australian Financial Services Licence (AFSL), are a registered practice of the Financial Advice Association of Australia (FAAA) and have four SMSFA Specialist Advisors on our team.Â
Our founder Brian Cosgrove is a Fellow of the CPA’s, awarded upon reaching 40 years of professional accounting expertise. Our individual team members also boast a myriad of degrees, diplomas and certificates between them.
You can meet the full team to discover each of our team members individual qualifications.
Do I need to be wealthy to get financial advice?
It’s a common misconception that you need to be wealthy before you start getting financial advice, but this could not be further from the truth. In fact, it’s never too early to start planning for your financial future.
Financial advice isn’t just about wealth management. Our advisers offer guidance on various aspects of personal finance, including budgeting, cash flow, investing, insurance, retirement planning, superannuation and more. We play an active role in your strategic financial plan, to ensure it’s tailored to your individual situation, regardless of income or assets.
How can I ensure my personal financial information is kept secure and confidential with your firm?
We prioritise the security and confidentiality of your personal financial information.
At BISCosgrove, we employ advanced encryption in transit cyber security protocols to ensure that the transmission of your data is secure.
Whether your data is being uploaded, transferred or stored, it is safeguarded using robust encryption methods, ensuring that is is shielded from unauthorised access. Our commitment to these security measures ensures that your personal financial information remains confidential and protected at all times.
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