Close this search box.
BIS Cosgrove Accountants Gold Coast & Brisbane

Retirement Planning

You know where your income is coming from today, but do you know where it will come from in retirement?

No two retirement plans are the same. Where some retirees wish to travel, others prefer to settle in at home, cherishing moments with loved ones. Some pursue new hobbies, take up sports, or even choose to volunteer their newfound free time. The magic of retirement lies in the freedom to relish the rewards of a lifetime of work, spending your time doing exactly what you want to do.

Understanding the income streams that that will support you in your golden years are paramount to effective retirement planning. Our dedicated team of specialist advisers is here to help you navigate through the retirement planning process, ensuring that your financial journey continues to be well-charted even after you exit the workforce. 

Our approach to retirement planning involves curating a customised financial strategy tailored to your unique retirement goals and circumstances.

It is never too late to start planning for retirement

Unfortunately, many retirees depend on part-time work as a major source of their retirement income. If you aspire to enjoy a retirement unburdened by employment obligations, you may need to assess your current investment strategy and retirement plan to determine whether you are saving enough to meet your retirement objectives.

Our team of experienced advisers across the Gold Coast and Brisbane work with you to evaluate whether your current savings trajectory aligns with your retirement goals, and if necessary, recommend adjustment strategies to help bridge any potential gaps.

There are several key considerations to make when determining how you plan to retire:
-The earlier you plan to retire, the longer your money will need to last
– Whether your home and any other large debts will be paid off
– Whether you will work part-time or on a casual basis in retirement
– What you want to do in your retirement and how much this will cost
– What capital expenses you will have in retirement (new cars, house repairs), and how much you will need for these expected, as well as unexpected, expenses.

One of the most common questions individuals face when it comes to retirement planning is determining the necessary amount to save before they retire. The income that will fund your retirement will most likely come from your superannuation, pension, personal savings, part-time work, or a combination of all of the above.

With more than two decades worth of experience in retirement planning, our expert advisers provide you with strategic advice and comprehensive solutions that maximise the potential of your income streams to propel you towards the retirement of your dreams. We ensure that our clients are not only prepared, but excited for their retirement journey.

What We Do

Our passion lies in providing tailored retirement solutions that align with your retirement goals and financial objectives. Your retirement is a reflection of your life’s work—so let us help you paint a picture of financial security and prosperity for the many years ahead.

Are you ready for the rest of your life? Get in touch with one of our expert advisers and take the first step towards a rewarding retirement.

Unlock financial success

Financial success tomorrow starts with the right advice today. Speak to a professional and take control of your financial future.

Get In Touch