Ready to maximise the benefits of your SMSF?
At BIS Super, we pride ourselves on providing clients with strategic SMSF advice that takes full advantage of the benefits of managing your own fund. Running an SMSF can offer significant benefits, but even the most knowledgeable trustees may not be aware of the opportunities available to them. Our expert advisers help you unlock the full potential of your SMSF, making the most of every opportunity to enhance your financial future.
Comprehensive SMSF Strategy Review
Whether your focus is on minimising tax liabilities, purchasing property in your fund, maximising your asset base for retirement, equalising superannuation balances between spouses, or securing your estate plan and asset protection, our team is equipped to refine and improve your existing strategy. We take a holistic approach to SMSF advice, considering all aspects of your financial situation to help you curate an investment plan that is tailored to your unique needs and goals.
How We Can Help
At BIS Super, our Specialist Advisers boast an extensive knowledge and expertise. We offer quality strategic advice in all areas of SMSF, including:
Structural Advice
As the foundation of your strategy, we provide expert guidance on the best structure for your fund, ensuring that it aligns with your financial goals and maximises the efficiency of your investments. Whether you’re establishing a new fund or reassessing an existing one, we help you create a robust framework that supports long-term financial growth.
Contribution Strategies
Develop a contribution strategy that maximises your superannuation balance while taking advantage of available tax benefits. We’ll determine the optimal level and timing of contributions, helping you to make the most of opportunities such as concessional and non-concessional contributions, salary sacrifice arrangements, and government co-contributions.
Borrowing within Your SMSF
Borrowing within your SMSF can be a powerful strategy for wealth creation, particularly when investing in property. However, it’s essential to navigate this area carefully to ensure compliance with superannuation laws and avoid potential pitfalls. Our team offers specialised advice on borrowing strategies, structuring loans effectively and integrating them into your overall investment plan.
Investment Advice
Your investment strategy is the engine driving your SMSF’s growth. We provide tailored investment advice that aligns with your risk tolerance, financial goals, and time horizon. Whether you’re interested in traditional assets like shares and bonds or exploring alternative investments such as property or commodities, we’ll help you build a diversified portfolio that maximises returns while managing risk.
Insurance
Protecting your wealth is just as important as growing it. From life and TPD insurance to income protection, we help you assess and select appropriate insurance options within your SMSF, ensuring that your assets and beneficiaries are safeguarded against unexpected events.
Pension Strategies
Transitioning from accumulation to pension phase is a critical moment in your retirement planning. Our advisers guide you through pension strategies, helping you manage withdrawals in a tax-efficient manner while ensuring that your retirement income meets your needs. We’ll assist you in setting up account-based pensions, navigating the transition to retirement, and optimising your drawdown strategies.
Estate Planning
An SMSF offers unique opportunities for estate planning and asset protection. We provide strategic advice on how to use your SMSF to secure your legacy, ensuring that your wealth is passed on according to your wishes while minimising tax implications for your beneficiaries. Our advisers help you to develop a comprehensive estate plan that protects your assets and provides peace of mind.
Why Choose BIS Super?
Boasting more than 35 years of combined experience, our team of SMSF Specialist Advisers are dedicated to helping you make informed decisions that safeguard your assets and improve your financial well-being. We understand the complexities of managing an SMSF and are committed to providing tailored advice that propels you towards your retirement goals.
