Life-First Financial Advice
When it comes to financial advice, we know you're after clarity, not complexity.
That’s why we our Brisbane financial advisers work with you to understand where you’re at, where you want to be, and what’s standing in the way.
From there we build a clear, practical plan designed to help you move forward equipped with the confidence and knowledge to take control of your financial future.
With 30 years of industry experience, our expert financial advisers boast a wealth of knowledge and expertise in investment advice, retirement planning, estate planning, insurance and superannuation, including SMSF.
At BISCosgrove, we help you grow, manage and protect your wealth with confidence. Financial advice isn’t just about numbers. It’s about understanding what matters most to you and creating a plan where your finances align with your life.
Estate planning is more than just a will, it preserves the wealth you have built over your lifetime. The more complicated your personal and financial affairs, the more important it is that you have such a plan in place that reflects your wishes for after you are gone.
What would happen if you were unable to work? What would be the likely outcome for you, your family, your business or career? What would your new life look like? at BISCosgrove, we specialise in strategic insurance plans that safeguard you against life’s uncertainties.
Do you have any idea where your hard-earned super is being invested? What fees you are paying? Whether you are making the most of contributions being made on your behalf? If you should have an SMSF? Our expert team of accredited specialists are here to help!
Why choose BISCosgrove?
At BISCosgrove, we don’t believe in one-size-fits-all advice. We know that no two clients are the same.
That’s why our strategic advice is designed to support your individual circumstances. We take the time to understand your current position and your concerns before developing a tailored strategy to help you reach your goals.
Our personalised approach to financial advice simplifies the complex decisions and gives you confidence in the path ahead. Our experienced advisers work closely alongside our team of accountants to offer a fully integrated service that encompasses all areas of your financial landscape.
Discover an approach to financial advice that centres YOU rather than your dollars.
Meet Our Brisbane Financial Advice & Accounting Team
Our dedicated team of financial advisers and accountants are here to help! We offer accounting and advice tailored to fit your unique needs and support your financial growth.
Frequently Asked Questions
When should I see a financial adviser?
The earlier, the better.
You don’t need to wait until you’ve built wealth to benefit from financial advice. In fact, many people get the most value by starting before major financial decisions are made or habits are set.
Whether you’re starting your career, growing your income, managing debt, or thinking about retirement, a financial adviser helps you make clear, informed decisions at every life stage.
Good financial advice puts the right structures and strategies in place early, so you’re not having to fix mistakes later. The earlier you get clarity and direction, the more impact those decisions can have over time and the better equipped you are for positive long-term financial outcomes.
What does a financial adviser actually do?
At BISCosgrove, our financial advisers help you make sense of your financial situation and goals, bridging the gap with a clear, structured plan.
This includes investment advice, superannuation and SMSF strategies, retirement planning, personal insurance, estate planning and cashflow management.
At BISCosgrove, we value strong client-adviser relationships that extend beyond just money. We take the time to understand your circumstances, priorities, fears and desires, before building a financial strategy that incorporates all those moving parts.
As your circumstances change, your adviser works closely with you to adjust your plan, keep things on track, and make sure your strategy continues to support the life you’re building.
A financial adviser’s job is more than just managing money, it’s about providing you with clarity, structure, and direction over time.
Can I get financial advice remotely, or do I need to meet in person?
At BISCosgrove, we offer both in-person and virtual meetings for all of our clients across Brisbane, Ipswich, Gold Coast, Sunshine Coast, Northern Rivers, even internationally.
This means you can access expert advice in a way that suits your schedule and preferences, without compromising on quality.
What’s the difference between an accountant and a financial adviser?
An accountant handles tax returns, BAS, assists with compliance and obligation, financial reporting, estate accounting, business setup, structuring and advice. They ensure everything is accurate and up to date, and is being reported correctly to the Australian Taxation Office (ATO).
A financial adviser helps you make strategic decisions with your money. From investing to retirement planning, estate planning, superannuation, insurance and much more.
At BIS Cosgrove, we offer both. This means your accountant and financial adviser work together, so you can be assured that your short-term obligations and long-term strategy stay aligned, and nothing falls through the cracks.
Do I need a lot of money to work with a financial adviser?
At BIS Cosgrove, we believe financial advice is valuable for people at all stages of life, not just those with significant wealth.
Our advisers work with clients across a wide range of income and asset levels, tailoring strategies to their unique situations. Whether you’re building wealth, managing debt, or planning ahead, financial advice can be valuable at every income level, helping you make smarter decisions and set a clear path toward your goals.
Our financial advisers will always assess your individual circumstances, including your budget, before issuing any personalised advice.
Contact Our Brookwater Office
Office Hours
Mon-Thurs (8:30am-5:00pm)
Fri – Closed
